Nashville-Davidson--Murfreesboro--Franklin, TN vs Gibson County, TN
A 2-bedroom in Gibson County costs $803 less per month than Nashville-Davidson--Murfreesboro--Franklin ($927 vs $1,730). Median income is $82,499 in Nashville-Davidson--Murfreesboro--Franklin and $59,009 in Gibson County. That's a difference of $9,636 per year in housing costs.
Nashville-Davidson--Murfreesboro--Franklin, Tennessee 2-bedroom FMR is $803 above Gibson County, Tennessee — a wide 87-percent gap. A premium of this magnitude almost always means the two counties are in different metro classes; an expensive coastal-metro county vs. a smaller-market or rural county is the typical pattern.
For households weighing a move between the two counties, the FMR gap is one input among several. Cost-of-living adjustments cover housing well but undercount the income-side picture; local wages can offset rent differences, particularly in higher-paying coastal metros where the higher rent comes with higher pay.
Side-by-Side Comparison
| Metric | Nashville-Davidson--Murfreesboro--Franklin | Gibson County |
|---|---|---|
| Studio FMR | $1,507 | $645 |
| 1BR FMR | $1,578 | $706 |
| 2BR FMR | $1,730 | $927 |
| 3BR FMR | $2,211 | $1,289 |
| 4BR FMR | $2,696 | $1,555 |
| Median Income | $82,499 | $59,009 |
| Rent Burden | 25.2% | 18.9% |
| Actual Median Rent | $1,434 | $797 |
| Median Home Value | $376,800 | $149,700 |
| Population | 2.0M | 51K |
| Renter % | 34.4% | 33.2% |
| Vacancy Rate | 7.6% | 10.7% |
| Poverty Rate | 10.4% | 13.4% |
| Unemployment | - | 3.6% |
| YoY Change | +6.9% | +7.7% |
| Min Wage | $7.25/hr | $7.25/hr |
Income Required to Afford a 2-Bedroom
Frequently Asked Questions
Gibson County, TN is more affordable with a 2BR FMR of $927/mo, which is $803 less than Nashville-Davidson--Murfreesboro--Franklin at $1,730/mo. However, when considering local incomes, Nashville-Davidson--Murfreesboro--Franklin has a rent burden of 25.2% vs 18.9% in Gibson County.
A 2-bedroom in Nashville-Davidson--Murfreesboro--Franklin, TN costs $1,730/mo at Fair Market Rent, while in Gibson County, TN it's $927/mo, a difference of $803/mo or $9,636/year.
To afford a 2BR without spending more than 30% of income on rent: Nashville-Davidson--Murfreesboro--Franklin requires $69,200/year ($33/hr). Gibson County requires $37,080/year ($18/hr).
Source: HUD Fair Market Rents, 2026.