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Stewart County, GA

The Fair Market Rent for a 2-bedroom in Stewart County, GA is $973 per month, ranking #606 out of 693 areas nationwide. The area median household income is $35,000, meaning a household spending Fair Market Rent on a 2-bedroom would pay 33.4% of income on housing. Rent in Stewart County has increased 9.9% year over year. The area has a population of 5.0K, with 41.6% of households renting.

Stewart County, Georgia runs on the lower end of U.S. rental costs. HUD Fair Market Rent for a 2-bedroom is $973 ($843 for a 1-bedroom, $1,293 for a 3-bedroom). Lower-rent counties typically combine smaller-metro labor markets with adequate housing supply relative to demand.

Rent burden is at the federal "cost-burdened" threshold: 33 percent of median income going to rent. Manageable for most households but leaves limited room for savings or unplanned expenses. For renters and prospective movers, the HUD FMR is the asking-rent baseline for a modest unit; actual market rents on freshly-listed units typically run 5-15 percent above the FMR in faster-growing markets. The county vacancy rate (16.9 percent) is the structural indicator of how much availability exists in the local market.

33.4%
Rent Burdened
of income → rent
$973
2BR Fair Market Rent
vs $1,250 national median
$35,000
Median Income
vs $71,049 national
$588
Actual Median Rent
Census ACS estimate
+9.9%
Year-over-Year
2BR FMR change
5.0K
Population
Census ACS
41.6%
Renters
of occupied housing
$53,000
Median Home Value
5.6%
Unemployment
BLS LAUS
16.9%
Vacancy Rate
of housing units
27.8%
Poverty Rate
below poverty line

Fair Market Rent by Bedroom Size

$803
Studio
$843
1 Bedroom
$973
2 Bedroom
$1,293
3 Bedroom
$1,351
4 Bedroom

Fair Market Rents (FMRs) are set annually by the U.S. Department of Housing and Urban Development and represent the 40th percentile of gross rents for standard-quality units in an area. FMRs are used to determine payment standards for the Housing Choice Voucher program and other federal housing assistance.

Housing Affordability

In Stewart County, GA, a household earning the area median income of $35,000 would spend 33.4% of their gross income on a 2-bedroom at Fair Market Rent. HUD considers households spending more than 30% of income on housing to be "cost-burdened." This means many renters in this area face financial strain from housing costs.

Income Needed for 2BR
$38,920
annual (30% threshold)
Hourly Wage Needed
$19
full-time (2,080 hrs/yr)
Actual Median Rent
$588
$385 below FMR

5-Year Rent Trend

+38.2% since 2022
$7042022$7722023$8852024$9642025$9732026

2-bedroom Fair Market Rent by fiscal year. Source: HUD FMR API.

Minimum Wage Affordability

The minimum wage in Georgia is $7.25/hr. A minimum-wage worker would need to work 103.2 hours per week to afford a 2-bedroom at Fair Market Rent without exceeding 30% of income on housing. This means a single minimum-wage earner cannot afford a 2-bedroom working a standard 40-hour week. The poverty rate in Stewart County is 27.8%, well above the national average of approximately 12.4%.

State Min Wage
$7.25/hr
Hours/Week Needed
103.2 hrs
Poverty Rate
27.8%

Housing Market Context

The median home value in Stewart County is $53,000. At a median income of $35,000, this represents a price-to-income ratio of 1.5x. 16.9% of housing units in the area are vacant, which is above the national average and may indicate softer demand or seasonal housing. The local unemployment rate is 5.6%, roughly in line with national averages.

Rent vs. Buy
$371 est. mortgage
vs $973 FMR rent
Vacancy Rate
16.9%
of housing units
Unemployment
5.6%
BLS, latest available

Other Areas in Georgia

Atlanta-Sandy Springs-Roswell
$1,820/mo
2BR FMR · 25.3% burden
Savannah
$1,680/mo
2BR FMR · 27% burden
Gainesville
$1,514/mo
2BR FMR · 23.5% burden
Morgan County
$1,442/mo
2BR FMR · 20.2% burden
Hinesville
$1,406/mo
2BR FMR · 28% burden

Areas With Similar Rent to Stewart County

Frequently Asked Questions

The HUD Fair Market Rent for a 2-bedroom in Stewart County, GA is $973 per month. A studio is $803/mo, a 1-bedroom is $843/mo, and a 3-bedroom is $1,293/mo. The actual median gross rent from Census data is $588/mo.

Stewart County has a rent burden of 33.4%, meaning a household earning the median income of $35,000 would spend 33.4% of income on a 2-bedroom at Fair Market Rent. HUD considers spending 30%+ on housing to be cost-burdened. To afford a 2-bedroom without being cost-burdened, a household would need an annual income of at least $38,920.

Stewart County's 2-bedroom Fair Market Rent of $973/mo is $277 below the national median of $1,250/mo. Stewart County ranks #606 out of 693 areas for highest rent in the United States.

To afford a 2-bedroom at Fair Market Rent in Stewart County without spending more than 30% of income on housing, you would need an annual household income of at least $38,920, or a full-time hourly wage of $19/hour. The area median income is $35,000.

The 2-bedroom Fair Market Rent in Stewart County increased by 9.9% compared to the prior year. This is a significant increase, suggesting growing demand in the local housing market.

Fair Market Rents represent the 40th percentile of gross rents for standard-quality rental units. Rent burden is calculated as annual 2BR FMR divided by area median household income. Census data (income, home value, population, vacancy) is from the ACS 5-Year estimates. Unemployment rates are from BLS Local Area Unemployment Statistics.